Comprehensive Claims Advocacy for Every Loss
From the moment disaster strikes to the final settlement check, Lounsbury Public Adjusters handles every aspect of your insurance claim — so you can focus on rebuilding.
Insurance policies are complex. Insurance companies have teams of adjusters, lawyers, and analysts working to minimize what they pay out. You deserve the same level of expertise working for you.
Residential Claims
Your home is more than a building — it's where your family lives, grows, and makes memories. When it's damaged, you need someone who understands both the technical and emotional weight of what you're going through. We handle every type of residential property claim with the thoroughness and care your home deserves.
Fire & Smoke Damage
Fire damage claims are among the most complex. We document every affected area, account for smoke and soot damage, and ensure your policy's full coverage is applied.
Water & Flood Damage
Water damage spreads fast and hides in walls and floors. We identify all affected areas, prevent underpayment, and fight for full remediation and restoration costs.
Storm & Wind Damage
After a major storm, insurance companies often underestimate the scope of damage. We conduct thorough inspections and document everything from roof to foundation.
Roof Damage
Roof claims are frequently underpaid or denied. We know exactly what to look for and how to present your claim to get the full replacement or repair you're entitled to.
Mold & Water Intrusion
Mold remediation is expensive and often disputed. We work with qualified experts to document the damage and ensure your claim covers complete remediation.
Vandalism & Theft
Property crimes add insult to injury. We help you document losses thoroughly and navigate the claims process to recover the full value of what was taken or damaged.
Commercial Claims
A property loss can threaten your entire business. Beyond the physical damage, there's lost revenue, displaced employees, and the pressure to get back up and running. Our commercial claims team understands the full scope of what's at stake and fights to protect your livelihood.
Business Interruption
Lost income during repairs can be just as devastating as the physical damage. We document your revenue loss and ensure your business interruption coverage is fully utilized.
Commercial Fire Damage
Commercial fire claims involve complex policy language and large dollar amounts. We bring the expertise to navigate every provision and maximize your recovery.
Commercial Water Damage
From burst pipes to roof leaks, commercial water damage can shut down operations. We move quickly to document the loss and get your claim moving.
Storm & Catastrophe Losses
Major weather events require rapid, thorough documentation. We mobilize quickly after catastrophic losses to protect your interests before evidence is lost.
Equipment & Contents Loss
Inventory, equipment, and fixtures are often undervalued in claims. We conduct detailed inventories and valuations to ensure nothing is overlooked.
Multi-Property Claims
If you own multiple properties, coordinating claims across locations requires expertise. We manage complex multi-property losses with precision and efficiency.
Not Sure If Your Claim Qualifies?
Call us for a free, no-obligation consultation. We'll review your situation and tell you exactly how we can help.