We Handle Everything. You Focus on Recovery.
From your first call to your final settlement, Lounsbury Public Adjusters manages every step of the claims process — so you never have to face the insurance company alone.
Most policyholders don't realize how complex the insurance claims process really is — or how much money they leave on the table by going it alone. Here's exactly what happens when you work with us.
Call Us — Any Time
The moment you experience a loss, call Lounsbury Public Adjusters. We're available 24 hours a day, 7 days a week. There's no wrong time to reach out — the sooner we're involved, the better we can protect your claim. Your first consultation is completely free.
Available 24/7 — (203) 560-9786Immediate Damage Assessment
We come to your property and conduct a thorough, professional inspection of all damage. We document everything — including damage that's easy to miss or that the insurance company's adjuster might overlook. Photographs, measurements, expert notes — we build a complete record from day one.
Thorough documentation from the startPolicy Review & Strategy
We review your insurance policy in detail — every provision, endorsement, and exclusion. We identify all applicable coverages and develop a strategy to maximize your claim. Many policyholders don't know what they're entitled to. We do.
We know your policy inside and outClaim Preparation & Filing
We prepare a comprehensive, professionally documented claim on your behalf. This includes detailed damage estimates, supporting documentation, and a clear presentation of your entitlements under the policy. A well-prepared claim is the foundation of a strong settlement.
Professional preparation makes the differenceNegotiation With Your Insurer
This is where we earn our fee. We negotiate directly with the insurance company's adjuster on your behalf — pushing back on lowball offers, disputing denials, and advocating aggressively for the full value of your claim. You don't have to deal with the insurance company at all.
We do all the negotiatingMaximum Settlement
We don't stop until you receive a fair and full settlement. Once an agreement is reached, we review the settlement documents with you and make sure you understand exactly what you're receiving. Our fee is a percentage of the settlement — so the more we recover for you, the better for everyone.
No recovery, no feeFrequently Asked Questions
We work on a contingency basis — our fee is a percentage of the settlement we recover for you. There's no upfront cost and no fee if we don't recover anything. Your initial consultation is always free.
Absolutely. It's never too late to bring us in. Whether your claim was just filed, is in negotiation, or has already been settled for less than you deserve, we can review your situation and help.
No — in most cases, having a professional advocate actually speeds up the process. We know how to navigate the system efficiently and keep things moving.
The insurance company's adjuster works for the insurance company. A public adjuster works exclusively for you. We have no incentive to minimize your claim — quite the opposite.
Yes. We handle all types of property insurance claims — residential homes, condos, rental properties, commercial buildings, retail, restaurants, and more.
Ready to Get Started?
Call us now for a free consultation. We're available 24/7 and ready to help.